David G. Harris II Archive
Agents of America
Key
Takeaways:
The term ACV is not susceptible to more
than one reasonable interpretation and unambiguously includes depreciation of both
material and labor costsSplit decisions in other jurisdictions on
whether ACV includes depreciation
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Agents of America
Key Takeaways:
Extends the “duty to read” principle
typically applied to insurance policies to applications submitted by insureds
for such policiesReasonable expectations doctrine only
applies when the terms of the policy itself are ambigu...
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Agents of America
Key Takeaways: Extends the “duty to read” principle typically applied to insurance policies to applications submitted by insureds for such policies Reasonable expectations doctrine only applies when the terms
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Agents of America
Answering a certified question from the Ninth Circuit, the Washington Supreme Court issued a surprising decision, holding that certificates of insurance can create coverage despite express disclaimers that
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Agents of America
The Eleventh Circuit upheld a win for the insurer under a claims-made-and-reported policy in Crowley Mar. Corp. v. Nat’l Union Fire Ins. Co. of Pittsburgh, PA, No. 18-10953, 2019 WL 3294003
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Agents of America
The general rule for determining whether a duty to defend exists for a particular claim is easily stated. If the allegations against the insured fall within the scope
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Agents of America
This past week, a Florida federal court dealt another blow to policyholders seeking coverage for data breach claims under traditional commercial general liability (CGL) policies, finding that coverage
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