The Southern District of Florida issued
a ruling favorable to insurers in interpreting whether punitive damages are
insurable in Florida–even when awarded for vicariously liable acts.
The case, Ranger Constr. Indus., Inc. v. Allied World Nat’l Assurance Co.,
No. 17-81226-KAM (S.D. Fla. Dec. 23, 2019), was an insurance coverage dispute
arising over an excess policy issued by Allied World to the plaintiff. The
policyholder had been hired for a construction project involving building a
highway, and various subcontractors were ultimately hired. One such