ARTICLES LIBRARY OF h

Have Your Cake and Eat It, Too? Handbook Contract Disclaimers & Mandatory Arbitration Policies

By Kevin C. Donovan, Esq. of Wilson Elser A New Jersey court recently used the so-called contract “disclaimer” language in an employer’s handbook to preclude the employer from en

Here Are 10 Ways To Close Faster For More Sales In 2016:

By Mark Hunter, The Sales Hunter Quit spending time with prospects who don’t fit your customer profile. If you want to be seen as a high-value full-price provider, then you want to attr

Homeowner’s Policy Did Not Cover Claim That Insured Had Negligently Misrepresented His Home’s Condition, Connecticut Appeals Court Affirms

Homeowner's Policy Did Not Cover Claim That Insured Had Negligently Misrepresented His Home's Condition, Connecticut Appeals Court Affirms By Robert Tugander, Esq. of RivkinRadler LLP An appellate

Hackers Continue to Perpetrate Wire Transfer Fraud Scams on a Global Scale

By Greg Burch, Esq., David Grant, Esq., David E. Harrell Jr, Esq. &  Adrian Taylor, Esq. of Locke Lord LLP   An increasing number of businesses continue to be targeted by very

HIPAA Audits Maybe, But Audit Preparedness Definitely!

By Joseph J. Lazzarotti, Esq. of Jackson Lewis P.C.   According to a Bloomberg article, the second phase of HIPAA audits by the Office for Civil Rights (OCR), originally set to commence

How Does Your E&O Carrier Help You?

By Joseph L. Petrelli, ACAS, ASA, MAAA, FCA (MBA) and President of Demotech, Inc.   The stereotypical mantra of the real estate agent as regards marketing a property is “location,

Hire Motivated Employees Using Pre-Employment Personality Tests & Other Pre-Hire Assessments

By Michael Mercer, Ph.D. of Mercer Systems, Inc.   Managers need to hire motivated, productive employees.  Unfortunately, all applicants say (or lie) they are motivated.  Fortuna

Hackers Continue to Target Health Insurers

By Aaron J. Aisen, Esq. of and Frederick J. Pomerantz, Esq. of Goldberg Segalla Another health insurer has fallen victim to hackers. Premera Blue Cross suffered a breach that may have affected upward

How to Protect Employees When Purchasing Health Insurance

By Aaron Peterson, Editor Agents Advantage ·      Compare insurance coverage and costs. Always compare the benefits and costs of multiple insurance products.

How to Gracefully Terminate an Employee

By Linda Richardson of Linda Richardson To terminate is to bring to an end. If you have ever had to figure out how to terminate an employee, you know things don’t get much harder or sadder.&

Have You Upgraded Your XP Yet?

By Melissa K. Ventrone, Esq. and Gregory Bautista. Esq. of Wilson Elser Microsoft officially ended support for Windows XP in April 2014, but not everyone has made the decision to upgrade their opera

How Courts Have Ruled on the Still-open Issue of Whether the Clean Air Act Preempts State Common Law Tort Suits

By Carl J. Pericone, Esq. of Wilson Elser Moskowitz Edelman & Dicker LLP In its landmark 2011 decision in American Electric Power Co., Inc. v. Connecticut, et al., 131 S.Ct. 2527

High Times: Marijuana in Today's Workplace

By Seth L. Laver, Esq, Michael P. Luongo, Esq. and David E. Leach, Esq. of Goldberg Segalla LLP   America’s evolving perception of marijuana use is impacting the office setting. While the u

Heartbleed: Pervasive OpenSSL Bugs Require Both Technical And Business Mitigation

By Christopher Nucifora, Esq. and Hsiao (Mark) C. Mao, Esq. of Kaufman Dolowich & Voluck, LLP   The recent panic of the OpenSSL bug, “Heartbleed” (CVE-2014-0160) demonstrates th

How to Avoid Retaliation Claims When Firing

By Marc Zimet, Esq. of Jampol Zimet LLC   Retaliation claims were the most frequent claims filed with the Equal Employment Opportunity Commission (EEOC) for 2012. There has been a sharp rise

How Secure is that Website You're Logging Into?

By Terri Caldwell Chief Technology Officer of SafelyFiled.com, LLC    With all the news recently in the headlines about a certain retailer's breach of security, we thought you might be

How to Draft an Effective Malicious Prosecution Exclusion (If You Can)

By Joseph P. Monteleone, Esq. of Tressler LLP   Many, but not all, D&O policies contain a personal injury exclusion and, among the specific torts listed in those exclusions, there is someti

Health Care Reform Part 2

By Bill Ford, CLU JD CPCU ARM AAI CIC   Last month's article dealt with the opportunities and options employers with less than 50 employees have under Obama

How "Loco" is In Loco Parentis?

By James A. Bosakowski, Esq. of Marshall Dennehey Warner Coleman & Goggin, P.C.   Key Points: · In Morrow v. Balaski, 2013 U.S. App. LEXIS 11246 (3d Cir. Jun. 5, 2013), under the

How to Make the MGA Model Work

By Desmond J Bohan of Frates Reinsurance Intermediary, Inc.   There are approximately 80 insurance companies in the P&C, WC and Professional Liability space granting underwriting authority to

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