ARTICLES LIBRARY OF w

Writing Accidental Death and Dismemberment Insurance in New York in Light of the Affordable Care Act

By Sandy Smith, Esq. of Wilson Elser Moskowitz Edelman & Dicker LLP   The Patient Protection and Affordable Care Act (PPACA) does not apply to “accident only” insurance. (Se

Workplace Law Implications of 2012 Presidential Election

By Jackson Lewis LLP Now that we know President Barack Obama will remain in office for the next four years, what can employers expect from a second-term Obama Presidency? In 2008, the first piece

When Asserting "Casual Employment" Defense to Workers' Compensation Claim Filed Under NJ Homeowner's Policy, Respondent Bears Burden of Proof. If successful in asserting "casual employment" defense, Judge must dismiss claim for lack of jurisdiction.

By Dario J. Badalamenti, Esq. of Marshall, Dennehey, Warner, Coleman & Goggin, P.C   Marco Antonio Cruz v. Ivania Perez Alonzo, Docket No. A-0444-11T4, 2012 N.J. Super. Unpub. LEXIS 1025 (App

Why Should You Be Using LinkedIn to Generate Insurance Leads?

By Donald J. Dzubak of Parasol Financial & Insurance Solutions   Founded in 2002 and launched in May of 2003, LinkedIn has grown to be one of the largest professional networks with ar

When Should you Hire a Social Media Marketing Consulting Firm?

By Cynthia Cavoto   Social media consulting is what’s needed as you’re strapped for time and you cannot do the social media marketing yourself. Every one of us knows how critical

What Is Not Changing in 2012

By Mark Hunter “The Sales Hunter”   This time of year we are deluged with trends, predictions and numerous opinions from a number of sources about what is going to happen in the com

Will the California Supreme Court Change the Insurance Landscape for Contractors?

By Wendy L. Wilcox, Esq. The California Supreme Court recently granted a petition for review of Clarendon America Ins. Co. v. StarNet Ins. Co., a California Court of Appeals decision published

Will Agents See Option to Expand Sales Opportunities?

Are you an agent who knows the ins and outs of your licensing requirements? In early 2010, the National Assn. of Registered Agents and Brokers Reform Act of 2009, known as NARAB II, reached approval i

Why “Let’s Wait and See What Happens” May Not Be the Answer to Our Dreams

Everyone has dreams and aspirations for their lives. Believing in those dreams is what fuels many people to take action towards making them come true. Unfortunately, some people go through their entir

Wealth Motivations

  Here's a topic that is near and dear to many of our wallets: creating and maintaining wealth. I'd like to share with you my thoughts on a question I'm often asked about motivations for crea

What Does Your Customer Really Value?

    Sell to the customer's value expectations, not to your value propositions. We’ve all heard the rule of listening to what the customer has to say, and there’s not an agent

Why Devaluing Others Devalues Oneself

    Have you ever felt like you have been devalued by someone else? How did it feel? Were you angry and downtrodden? I have and know exactly how it feels when other people have devalued

What's insurance to value anyway?

  Recently a client asked, “Why do I have to be careful about insuring for the full value of my stuff? I’ll never lose it all anyway.”   My answer? Insurance to v

What should you do if you believe your client is lying to you?

Kenneth A. McLellan, Esq. It’s likely that you’ve been there more than once in your career.  A potential customer --- a prospective insured ---makes an inquiry concerning his need

Winning Isn’t Everything?

By Ed Martinez, PHR  Have you ever poured your heart and soul into a task or goal that you wanted desperately to achieve only to fall short? Obviously, everyone has not been successful a

What Risks Are Lurking in Your Customer Satisfaction Strategy?

By Charles T. Wilson, CMC, CRM, RPLU   Do you want to grow your business and develop new customers? And do you agree that satisfying current customers is the best way to achieve those growth

Write It Down

By Charles T. Wilson, CMC, CRM, RPLU Do you remember the adage, "Compliment in writing and in public; criticize in private - and verbally"? How do you think that advice stands up in today'

Why You Must Master LinkedIn: LinkedIn Statistics 2009

By Nathan Kievman    Insurance Agents on LinkedIn: 7 Steps to Generating Real, Targeted, and Profitable Business from LinkedIn   Creating a system and plan of action is the most im

Why Securities Fraud Class Actions Are Rarely Tried

By Joseph Monteleone, JD  Securities fraud class actions are the paradigm high exposure claims in the world of D&O insurance. In the so-called modern era of securities fraud class ac

When is an Independent Contractor Really an Employee?

 By Robin Foret, J.D.  The story is all too familiar.  A company engages the services of an individual as an independent contractor.  In reliance on this type of relationship, th

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