Key Takeaways:
- Extends the aEURoeduty to readaEUR? principle typically applied to insurance policies to applications submitted by insureds for such policies
- Reasonable expectations doctrine only applies when the terms of the policy itself are ambiguous
After losing an extended coverage battle with its insurer that ultimately resulted in a finding of no coverage by the Fourth Circuit, the insured in Old White Charities, Inc. v. Bankers Ins., LLC, No. 18-1914, 2020 WL 290664 (4th Cir. Jan. 21, 2020) took aim at its insurance agent, asserting claims of …
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