In most, if not all states, the producer is held to the duty of providing the coverage that the customer has specifically requested. If they are not able to provide that coverage, they should inf
Although it is generally felt that the quality of carrier issued policies has improved, mistakes certainly can and do happen. As a result, there is certainly the potential for any policy not to reflec
When completing an application, an agency should be sure to have the customer sign the application as there is tremendous power to a signed app. However, for the agency to truly benefit from that sign
E&S proposals - do they provide the coverage you requested?
Let’s take a typical scenario that occurs in virtually every agency. I am going to use a contracting risk to explain
Separation/divorce scenarios can and have caused E&O claims. If you are aware that you have clients going through a separation/divorce, this should be handled with tremendous attention to detail a