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Filename: core/Router.php
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Filename: core/Controller.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
A PHP Error was encountered
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Filename: core/Controller.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Creation of dynamic property Home::$config is deprecated
Filename: core/Controller.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Controller.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Controller.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Controller.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Creation of dynamic property Home::$output is deprecated
Filename: core/Controller.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Controller.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Creation of dynamic property Home::$input is deprecated
Filename: core/Controller.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Creation of dynamic property Home::$lang is deprecated
Filename: core/Controller.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Return type of CI_Session_files_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 132
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: drivers/Session_files_driver.php
Line Number: 294
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: drivers/Session_files_driver.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
A PHP Error was encountered
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Message: Return type of CI_Session_files_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
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Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Severity: 8192
Message: Return type of CI_Session_files_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 317
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Severity: 8192
Message: Return type of CI_Session_files_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 358
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 282
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: session_set_cookie_params(): Session cookie parameters cannot be changed after headers have already been sent
Filename: Session/Session.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: Session/Session.php
Line Number: 316
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 317
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: Session/Session.php
Line Number: 375
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: Session/Session.php
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Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: session_start(): Session cannot be started after headers have already been sent
Filename: Session/Session.php
Line Number: 143
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Home::$session is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Home::$email is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Severity: 8192
Message: Creation of dynamic property Home::$pdf is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Creation of dynamic property Home::$db is deprecated
Filename: core/Loader.php
Line Number: 396
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Creation of dynamic property CI_DB_mysqli_driver::$failover is deprecated
Filename: database/DB_driver.php
Line Number: 371
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Severity: 8192
Message: Creation of dynamic property Home::$form_validation is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Severity: 8192
Message: Creation of dynamic property Home::$adminmodel is deprecated
Filename: core/Loader.php
Line Number: 358
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Severity: 8192
Message: Creation of dynamic property Home::$leadmodel is deprecated
Filename: core/Loader.php
Line Number: 358
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Severity: 8192
Message: Creation of dynamic property Home::$clientmodel is deprecated
Filename: core/Loader.php
Line Number: 358
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Home::$pagination is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home/agentsof/public_html/application/models/Pagemodel.php
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Creation of dynamic property Home::$pagemodel is deprecated
Filename: core/Loader.php
Line Number: 358
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Creation of dynamic property CI_Loader::$load is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Severity: 8192
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Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Severity: 8192
Message: Creation of dynamic property CI_Loader::$hooks is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
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Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Creation of dynamic property CI_Loader::$log is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
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Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
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Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Message: Creation of dynamic property CI_Loader::$lang is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
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Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
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Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
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Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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Backtrace:
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File: /home/agentsof/public_html/index.php
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Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
A Different Track: Mississippi Supreme Court Affirms Voiding of Auto Policy for Failure to Disclose 16-Year Old Son
A Different Track: Mississippi Supreme Court Affirms Voiding of Auto Policy for Failure to Disclose 16-Year Old Son
Contrary to many states, which are reluctant to void automobile policies, the Mississippi Supreme Court in Jones v. Safeway Insurance Company , Case No. 2014-CA-00180-SCT, 2015 Miss. ELXIS 456 (Sept. 3, 2015), upheld the voiding of an automobile liability policy because the named insured failed to disclose her 16-year old son. In a win for insurers, it held that auto policies should be treated as any other insurance contract.
The relevant facts are as follows: Michelle Busby applied for and obtained an automobile liability insurance policy. The application form required disclosure of aEURoeall regular frequent drivers and all residents of household fourteen years or older.aEUR? Michelle lived with her 16-year-old son, William. William was driving his motheraEUR(TM)s car when he was involved in a three-vehicle accident for which he was found at fault.
The insurer denied the liability claim asserting that the failure to disclose William rendered the policy void. It filed a declaratory judgment action seeking a declaration that the policy was effectively void and the trial court granted its motion for summary judgment.
In affirming the summary judgment ruling, the Mississippi Supreme Court acknowledged that courts, in the past, had been reluctant to invalidate policies based on misrepresentations of the insured when aEURoethe invalidation would deny innocent beneficiaries the right to recover.aEUR? In this case, the denial would be to the injured plaintiffs in the underlying tort case against William and his mother. The Mississippi Supreme Court rejected this notion of placing insurance contracts on a different track, e.g. , an outcome-oriented interpretation, as opposed to reading the contract like you would any other contract.
In analogizing the case before it to the application process for life insurance policies, the court held that the failure to disclose William saved the insured a 209-percent increase in premium. The insurer did not bargain for WilliamaEUR(TM)s risk in charging for a significantly lower risk and, in the end, it would not have issued the policy if the insured would not have not accepted the higher rate if the true facts had been known.
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