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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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Filename: drivers/Session_files_driver.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/application/controllers/Home.php
File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/application/controllers/Home.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
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File: /home/agentsof/public_html/index.php
A Subpoena May Be a Claim if the Insured says It Is
A Subpoena May Be a Claim if the Insured says It Is
Whether or not there is coverage under a D&O Policy to pay for expenses incurred responding to a governmental subpoena is a recurring question that nets an inconsistent answer from courts around the country. While the question is often fact specific, an Illinois Federal Court held that a D&O policy provided coverage for expenses incurred responding to a subpoena, and in fact, looked outside of the subpoena itself to make that finding. In
Astellas US Holding, Inc. v. Starr Indem. & Liab. Co. , Judge Shah of the Northern District of Illinois held that the subpoena constituted a demand for non-monetary relief, and therefore, was a claim under the policy.
Although Judge Shah is not the first federal jurist to find that a governmental subpoena constitutes a claim under a D&O policy, this decision is unique because the court relied on the pleadings in the declaratory judgment action commenced by the insured to substantiate that the subpoena constituted a claim. The policy at issue in
Astellas defined claim as, a demand for monetary or non-monetary relief. The court concluded that, although the subpoena itself was silent as to any violation of law or impending enforcement action, the complaint in the declaratory judgment action alleged that the “DOJ had determined that the plaintiffs violated federal health care laws, and it is reasonable to infer that enforcement proceedings would swiftly follow any non-compliance by plaintiffs in response to the subpoena.” Therefore, the court reasoned that the subpoena was a demand for non-monetary relief because it “was not distinct from the potential enforcement proceedings aEUR" it defined the scope of the judicial enforcement.”
Generally, the unique facts surrounding each subpoena and the specific policy language dictate whether it will be covered under a D&O policy. Some D&O insurers have even amended their policy forms to specifically include subpoenas within the definition of claim. But, it is important to know how savvy insureds and their counsel may be able to defeat a motion to dismiss by carefully crafting a declaratory judgment complaint. Indeed, absent the insureds own aEUR" arguably self-serving aEUR" allegations in the
Astellas DJ complaint, the court may not have been able to find a basis to deny the insurers’ motion to dismiss.
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