A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_URI::$config is deprecated

Filename: core/URI.php

Line Number: 101

Backtrace:

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Router::$uri is deprecated

Filename: core/Router.php

Line Number: 127

Backtrace:

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$benchmark is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$hooks is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$config is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$log is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$utf8 is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$uri is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$exceptions is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$router is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$output is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$security is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$input is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$lang is deprecated

Filename: core/Controller.php

Line Number: 82

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 132

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::close() should either be compatible with SessionHandlerInterface::close(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 294

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 168

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 237

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 317

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 358

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 282

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_set_cookie_params(): Session cookie parameters cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 289

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 304

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 314

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 315

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 316

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 317

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 375

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_set_save_handler(): Session save handler cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 110

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_start(): Session cannot be started after headers have already been sent

Filename: Session/Session.php

Line Number: 143

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$session is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$email is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$pdf is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 7
Function: __construct

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$db is deprecated

Filename: core/Loader.php

Line Number: 396

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 8
Function: database

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_DB_mysqli_driver::$failover is deprecated

Filename: database/DB_driver.php

Line Number: 371

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 8
Function: database

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$form_validation is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 9
Function: library

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$adminmodel is deprecated

Filename: core/Loader.php

Line Number: 358

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 10
Function: model

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$leadmodel is deprecated

Filename: core/Loader.php

Line Number: 358

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 12
Function: model

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$clientmodel is deprecated

Filename: core/Loader.php

Line Number: 358

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 13
Function: model

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$pagination is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home/agentsof/public_html/application/models/Pagemodel.php
Line: 7
Function: library

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 14
Function: model

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property Home::$pagemodel is deprecated

Filename: core/Loader.php

Line Number: 358

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 14
Function: model

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$load is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$benchmark is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$hooks is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$config is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$log is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$utf8 is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$uri is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$exceptions is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$router is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$output is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$security is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$input is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$lang is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$session is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$email is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$pdf is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$db is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$form_validation is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$adminmodel is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$leadmodel is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$clientmodel is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$pagination is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property CI_Loader::$pagemodel is deprecated

Filename: core/Loader.php

Line Number: 931

Backtrace:

File: /home/agentsof/public_html/application/controllers/Home.php
Line: 254
Function: view

File: /home/agentsof/public_html/index.php
Line: 315
Function: require_once

Arizona Appellate Court Refuses To Vitiate the Attorney-Client Privilege When Insurer Does Not Advance Defense Based on Advice of Counsel

Arizona Appellate Court Refuses To Vitiate the Attorney-Client Privilege When Insurer Does Not Advance Defense Based on Advice of Counsel

In Everest Indemnity Insurance Co. v. Rea, 2015 Ariz. App. LEXIS 9 (Ariz. Ct. App. Jan. 15, 2015), an Arizona appellate court held that Everest Indemnity Insurance Company (aEURoeEverestaEUR?) had not waived its attorney-client privilege by admitting that it had settled a case in good faith after consulting with counsel. As background, Rudolfo Brothers Plastering and Western Agriculture Insurance Company (collectively aEURoeRudolfoaEUR?) alleged that Everest committed bad faith by entering into a settlement agreement that exhausted the liability coverage of an Owner Controlled Insurance Program. For purposes of the instant motion, Everest admitted that it had communicated with counsel during the process of making its settlement decision. Yet, Everest did not assert for purposes of any of its defenses to bad faith that it had depended on counselaEUR(TM)s advice when entering into the settlement. The appellate court thus agreed with EverestaEUR(TM)s reliance on the attorney-client privilege. The appellate court explained that a waiver of the privilege occurs where the insurer makes an affirmative claim that its conduct was based on its understanding of the advice of counselaEUR"it is not enough that the insurer merely consulted with counsel and received advice. The court reasoned that to rule differently would incentivize parties to exclude attorneys from commercial negotiations. This opinion clearly strengthens the attorney-client privilege, especially when consultations with counsel are merely ancillary to the insureraEUR(TM)s defense to bad faith. The causal nexus between the advice of counsel and the insureraEUR(TM)s decision to act is therefore paramount.

Meet The Experts

  • VIEW RATINGS FOR INSURERS
    Enter name of Insurance Company and press GO button.