ARTICLES LIBRARY OF p

Putting Your Ducks In A Row

By Paul Halter, CPCU, CIC, CRM You have heard the phrase “I have my ducks in a row”, but what does this really mean. My definition is to have everything organized and in place to get what

Pre-Employment Testing: Permitted or Prohibited?

By Joseph Starr, J.D.   Many employers implement pre-employment screening devices, e.g., psychological and physical testing, but fail to appreciate the legal pitfalls associated with such tests.&

Pre-Employment Tests: 15-Minute Method to Discover Which Applicants are Worth Testing

By Michael Mercer, Ph.D. Companies using my pre-employment tests often ask how to decide which applicants should take the tests.  I generally respond:   1.  Do not give pre-employment

Prospecting Opportunities in the Assigned Risk Pool

By Marvin Zalevsky    Introduction Being an agent or producer, chances are good that you have heard of the assigned risk pool, sometimes referred to as the residual market. Chances

Preliminary Guiding Rules for Sellers (Part 3)

By Daniel B. Price Last month we continued our discussion of our top ten rules for sellers of insurance agencies. Over the last two months we have covered: 1. Seek Professional Guidance, 2. Commi

Press Releases

April 28, 2015 December 16, 2014 October 28, 2014 July 1, 2014 May 20, 2014 March 4, 2014 February 11, 2014 December 17, 2013 December 3, 2013 November 19,

Pension Committee Makes Preservation a Priority and Initiates Debate on Potential Rules Changes

By Brad Harris and Ron Hedges Anyone in our society who conducts business should preserve records as required by law and good business practices. It might also be necessary to preserve records once a

PAY AS YOU DRIVE

By Roy Little  Okay, we've all been busy with other things over the last year but I'm surprised this one is slipping under the radar.  Last September, California Insurance Commissioner S

Protecting Yourself From Underwriter Mistakes

You’re with a corporate client with difficult to place group health insurance coverage, in light of the company’s claims history. When the client’s group health coverage comes

Parent Corporations With “Ultimate Authority” are Potentially Liable for Alleged Misrepresentati

 A motion to dismiss a securities shareholder class action complaint was recently denied in part by the Southern District of New York because the plaintiffs sufficiently alleged that a defendant pa

Professional Liability Insurer Is Not Liable to Pay Malpractice Claim Where Undisputed That Claim No

 By Joshua Marx, Esq.   The United States District Court for the Western District of Washington granted summary judgment in favor of an insurer where the undisputed evidence showed that the cl

Preservation of electronically stored information (ESI)

      In today’s litigation environment, evidence preservation responsibilities, particularly those concerning electronically stored information (ESI), seem to be constantl

Pennsylvania Appellate Court Rules that Emotional Damages may be Recoverable Without Proof of Physic

Recently, the Pennsylvania Superior Court in Cruz v. Princeton Insur. Co., 2009 Pa. Super 49; 2009 Pa. Super. LEXIS 64 (Mar. 24, 2009), ruled upon one of the elements of an abuse of process claim, i.e

PRE-EMPLOYMENT TESTS, INTERVIEW SKILLS & HIRING

DOES APPLICANT’S EDUCATION PREDICT JOB-RELATED INTELLIGENCE? By Michael Mercer, Ph.D. Managers using my pre-employment tests sometimes call me with a question that sounds something like

Preventing Credit Crisis Fallout for the Agent/Broker

Subprime loans are leading to sublime times for the Plaintiffs’ Bar. The Credit Crisis, which began when some mortgage-backed securities were found to be as solid as Jell-o, has spread beyond a

Position Yourself as a Leader

  It’s been said that to be a successful agent, not only do your listening skills have to be great, but your closing skills have to be even better.  However, I believe that

Peek Inside Heads Of Amazingly Successful Leaders

Would you like to know what really goes on inside the heads of astoundingly successful leaders?  Here is your chance.  Part of the research for my book Absolutely Fabulous Organizational Change

Pre-Employment Test & 3 other Methods help you Predict if Job Applicant is substance abuser

Feb 5, 2009, 17:08 One kind of pre-employment personality test gives hiring managers a quick, easy-to-use way to avoid hiring substance abusers – e.g., alcoholics and drug abusers

Product Safety Legislation Update

In the wake of a record-setting year for product recalls and widespread criticism of the U.S. Consumer Product Safety Commission’s ability to protect consumers from dangerous products

Pennsylvania Superior Court Limits Duty of Insurance Brokers

Defense Digest Vol. 12, No. 4, December 2006 Pennsylvania – Professional Liability In the recent decision Wisniski v. Brown & Brown Ins. Co. of Pa., 2006 Pa. Super. 216, 20

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